暗网禁区

@norm2pt

Hi and Welcome,

Check posts on this forum or do an interweb search for聽 "D7 visa Portugal requirements" you'll get all the information.

It was, I think,聽 income exceeding the minimum wage of 870 Euro a month plus聽 bank account balance of (12 x 870 ) 10,440 Euro

@norm2pt, Welcome.

D7 Minimum resources

/forum/viewtopic.p 鈥� =2#5973389

Post #74

It was, I think,聽 income exceeding the minimum wage of 850 Euro a month plus聽 bank account balance of (12 x 850 ) = 10,440 Euro - Strontium

(12 x 870 ) = 10,440 Euro

This is a "legally stipulated amount", but in practice they don't accept this minimum amount to approve the visa.

Because this is not enough to live !

@JohnnyPT

Sorry - my maths was affected by SuperBock fog.

@JohnnyPTSorry - my maths was affected by SuperBock fog. - @Strontium

馃榿

The minimum wage in 2025 is 870 x 14 months =12 180 eur

I wonder how an 暗网禁区 in Portugal would be able to live a decent life based on an annual income of 12.140 EUR. As a couple with each having that amount it might work, but only if you own your apartment.

@TGCampo

That is my plan to buy after exploring..

As mentioned above, for D7 visa application, you'll need to show proof of passive income of at least 12180 Euros per year for 1 person and add 50% of that amount for a spouse on same visa.

Furthermore you'll also need to show savings or bank balance of at least 12180 Euros transfered into a portuguese bank account.

You should take into account the exchange rate of the US dollar to the Euro, which can go up or down, but latelly has been going down, meaning the dollar is weaker and buys you less Euros.

At today's exchange rate 12 180 Euros = 13 218 USD

While this is enough income for the D7 visa requirements now, and you could make a confortable living with it, it may not be enough in the future. The cost of living in Portugal is going up and you may also develop extra needs, like, medical care, eldelry care, nursing home fees, etc.

Since you never contributed to the portuguese Social Security in Portugal, you'd have to find those services yourself in the private sector and pay for them 100% with no government help.

Care at home, with a carer visiting to give personalized help, starts at 10 to 12 Euros per hour.

Nursing home fees in the private sector start at 1500 Euros per month, excluding medical care, medicines, etc.

The approval rate is high for applications that show more than just the bare minimum of basic requirements. It's up to you if you want to give it a go. The application fee is not reimbursed.

While this is enough income for the D7 visa requirements now, aand you could make a confortable living with it, it may not be enough in the future. The cost of living in Portugal is going up and you may also develop extra needs, like, medical care, eldelry care, nursing home fees, etc.re minimum of basic requirements. It's up to you if you want to give it a go. The application fee is not reimbursed. - @Mariza.says

This must be a joke

Comfort is relative.聽 Relative to what you're used to and feel you need, and relative to what you can hope to get anyway.聽 Some people aren't comfortable without 300m2 in Cascais and servants, some would be comfortable living in a Forest Service fire lookout.聽 If the OP has to live on $1400 a month, the US isn't a real friendly option either.聽 And Portugal isn't like Lisbon or Algarve everywhere.

That said, there are sure less expensive options than Portugal, and the difference here from what we might have said a decade ago, might give one pause to wonder how things are going to be a decade hence.聽 In other words, cost of living probably hasn't stopped going up.

If you're way into to living in Portugal, you like speaking Portuguese, you can't get enough of the culture and society, then surely there's a way to survive on that much.聽 If you don't care about any of that stuff and just want a cheaper place to live, you could do better.

Yes, confort is relative and personal.

I live confortably between London & Lisbon with frequent extended stopovers in Paris, on less than 100 Euros a week = 5200 Euros a year.

How? you may ask.

I own one of the properties - a studio, and co-own another - a large 4 bed home in Lisbon, and I'm a guest at the third . No rent, no mortgages, just running costs for my studio which I keep low, and running costs for the co-owned property divided by 5 co-owners.

The third property I use on and off as needed as a guest with no costs, in exchange for same service.

No car. Travel costs kept to a minimum with car shares, buses, and trains booked in advance. Occasionally the odd low cost flight, less than twice a year.

My weekly food shop is around 20 to 25 Euros either in France or Portugal, a bit higher in UK.

My monthly travel card costs 40 Euros in Portugal and another one in France costs me half of that, but only when I'm staying there long enough to use it. In London I walk everywehre, as I'm right in the center. I can walk to a bus station and take a bus to Paris for 30 Euros.

The Lisbon travel card takes me to the beaches of Cascais, Sintra, Caparica and Setubal. Plenty of sun, sea & leisure.

I'm entitled to public healthcare free of charge, both in UK and In Portugal, but after a scary cancer diagnosis a few years ago, I went private and was treated in one of the best cancer treatment centers in Europe and... paid 15K Euros for the previledge, out of savings. Worth every cent!

Clothes? I've got so many, I've not bought anything new in the last 4 years, Some are more than 20 years old and still as good as new. Same for shoes, but I bought 1 pair of soft furry boots last year to wear at home = confort living!

Heating? Switched it on 2 or 3 days this winter In Paris, the flat is modern and well insulated. No heating needed In Lisbon, modern building, the sun warms up the interior. In London my neighbours heating warms up my studio, above them. They like their healting high and that suits me too... 馃槈

There's a saying in portuguse:

Viver n茫o custa, o que 茅 preciso 茅 saber viver!

It's all relative and personal: I think I'm making a good living but others may disagree.

There's a saying in portuguse: Viver n茫o custa, o que 茅 preciso 茅 saber viver!It's all relative and personal: I think I'm making a good living but others may disagree. - @Mariza.says

This is out of context, for someone who has to prove evidence of accomodation to apply for a visa.

@norm2pt,

Why these minimum values are not enough:

These minimum values have to do with "equality" and "justice" principles. If a government assumes that a foreigner needs a higher monthly income to live in the country, it is being inconsistent with part of its population, by assuming that this value is not enough to live...

This is the rationale of these values/rules, and legally minimum values for a visa must be fixed.

But I can tell you that minimum wage is not enough to pay a significant part of the existing rentals in the main portuguese cities. It is not difficult to reach this conclusion with a simple research of property rentals.

Another issue to consider is that these minimum amounts do not guarantee automatic visa approval. Therefore, the more resources you can prove, the greater is the chance of having the D7 visa approved.

@norm2pt

Since you are planning to buy your own home in Portugal, you won't have to budget for rent, and that means that your current income will be enough to make a confortable living there. That's what I meant in my previous comments.

You'll be required to submit a statement, with your visa application, about your reasons to want to move to Portugal and it is very important that you make the most of the opportunity to explain your intentions to buy a home, when you intend to buy it, your budget to do so, show proof of having enough funds to buy, plus buyer's expenses, or if you are yet to sell your current home in the US, maybe you could show proof of ownership plus a professional valuation, and say that you expect to get xxx amount from the sale, net of all taxes & costs, and will transfer those funds to Portugal to buy your new home.

You may want to add that you'll be putting your current home up for sale, as soon as you get your visa approved, if that's the case. Just an idea, this may or may not apply to your situation, the important bit is that you explain your plan very well and that it all adds up.

If you can show you have enough funds to buy a home in Portugal, plus enough income to live in Portugal, and that you have at least 12000 Euros in a portuguese bank account (which is a requirement anyway) then your chances of approval are good.

There is also the requirement to show you have a rental contract of 12 months if you don't yet own your home when you move, but most of the funds to pay that rent can come out of the 12000 Euros in your portuguese bank account.

It will be better if you can double that amount.

You may be interested to know that you do not need to be a resident to buy property in Portugal: you can buy a home before you get your visa. Being already a home owner when you submit your visa application, would mean that you wouldn't need to show a rental contract for 12 months.

On the other hand you may want to rent first before you commit to an area, to allow time to explore and find your ideal place.

Note: A visa approval does not depend on one single factor, everything is taken into consideration.聽

@Mariza.says

Good for you, Mariza! Your life sounds simple and organized. I like that. One of the reasons I want to move is to live a simpler life: less computer/technology, walking to places and enjoying the day, maybe working part-time in a local shop to meet people, and just having a lot of quiet time. Here in the US, there is political turmoil as we transition to a different culture and authoritarian government. I fear something catastrophic will happen here. Thank you for your insight.

@Mariza.says

Respect. I like your philosophy and your method. 馃憦

Based on my experience of over 10 years in Portugal the amount of ($1095 + $300) a month (assuming this goes net into your bank account) is not sufficient to live in Portugal even if you own your own home. However, as norm3pt can afford to buy is own home in Portugal he might also be able to add to the above amount by taking funds out of his assets. Only norm3pt will know that.

These minimum values have to do with "equality" and "justice" principles. If a government assumes that a foreigner needs a higher monthly income to live in the country, it is being inconsistent with part of its population, by assuming that this value is not enough to live...

This is the rationale of these values/rules, and legally minimum values for a visa must be fixed.

But I can tell you that minimum wage is not enough to pay a significant part of the existing rentals in the main Portuguese cities. It is not difficult to reach this conclusion with a simple research of property rentals.

Another issue to consider is that these minimum amounts do not guarantee automatic visa approval. Therefore, the more resources you can prove, the greater is the chance of having the D7 visa approved. - @JohnnyPT

I agree with you. I also wonder what interest the Portuguese state would have in allowing non-EU immigrants without ample resources to settle in Portugal. Ideally new immigrants should have enough funds to rent or own a home and pay for private health insurance just to not put an undue strain on the SNS.

what interest the Portuguese state would have in allowing non-EU immigrants without ample resources to settle in Portugal.

I agree. But this is not the case for immigrants from CPLP countries (Portuguese-speaking countries), because of agreements and common history. Unfortunately, most of them don't have the financial resources required to other non-EU immigrants. From my point of view, this should be reviewed, but so far the politicians don't want to change it... I don't know how it will be after the elections in May this year ...

How much you should budget depends on on your lifestyle, this can give you a rough idea

As for renting or buying