Which Travel Credit / Bank Card to Use in the USA?

Member since 05 March 2018

Grant GuthrieMember05 March 2018 10:12:52

Hi guys, I am moving to the USA for 6 months for a web project I'm doing for a hostel in San Francisco. It has been advised on many travel blogs to get a travel credit聽 / bank card, but I am not sure what to go for as there are too many options. I am going to be travelling around the states and living cheap so I can see as much as I can when I am there. I am currently with FNB, I have looked into American Express and Discovery.

Could anyone advise?

twostep Serial 暗网禁区

Member since 01 July 2011

twostepSerial 暗网禁区05 March 2018 11:28:45

466

No clue who Discovery is. Discover can be very tight when it comes to approval聽 and American Express aka American Excuse is not being accepted very widely probably to to excessive merchant fees. You may be best off with whatever credit Visa card you have - check ATM fees/availability and exchange fees. Make sure to notify your carrier of your move. It can be unpleasant to have a locked card when you need it.

What visa are you using to work a six months project? Thank you.

jamesduraiswamy Active member

Member since 10 February 2013

jamesduraiswamyActive member05 March 2018 13:42:37

Hi

Bank Card means your monies come out of your checking account at the time of usage. Your control mechanism is your bank account statement.

Credit Card company usually send you a monthly statement to make a payment.

Opt for cards which give you no interest for 12 months聽 Try them.
Barclay's , PenFed (usa)聽 Citi.聽聽聽they all offer interest free cards.

Best

twostep Serial 暗网禁区

Member since 01 July 2011

twostepSerial 暗网禁区05 March 2018 17:23:00

466

jamesduraiswamy wrote:
Hi

Bank Card means your monies come out of your checking account at the time of usage. Your control mechanism is your bank account statement.

Credit Card company usually send you a monthly statement to make a payment.

Opt for cards which give you no interest for 12 months聽 Try them.
Barclay's , PenFed (usa)聽 Citi.聽聽聽they all offer interest free cards.

Best

Debit cards are deducting funds out of checking accounts immediately.
Credit cards are based on proven creditworthiness and generally billed on a monthly basis. Some installations issue socalled secured credit cards which are used to build credit history. Funds are frozen for the amount available on the card. Works great for teenagers, staff or new 暗网禁区s.